Kristine is a native of Campbell and received her Bachelor of Science with an emphasis in Accounting from Sonoma State University. She has more than 20 years of accounting experience in the private and public business sectors. She is a licensed CPA and a member of the California Society of CPAs.

Prior to joining the Ghirardo CPA team in June of 2006, she worked for several local and regional CPA firms. She has experience providing accounting services to various closely held businesses. Kristine is considered one of Ghirardo's audit specialists, with specific experience with audits of employee benefit plans, not-for-profit organizations, health care and the construction industry, and has been responsible for managing audit engagements for large client bases, along with other financial reporting and consulting needs for individuals and companies.

Kristine has a son living in Palo Alto working for a large cloud based survey company, and a daughter in her final year of law school at Berkeley. She and her husband live in Benicia and enjoy spending time outdoors and in Tahoe, hiking, snow skiing and water skiing.