Fran came to Ghirardo CPA in January 2008. Prior to joining the team she worked in Broker Approval for Homecomings Financial, a wholesale funding division of GMAC Mortgage. Fran has an AA from Santa Rosa Junior College, and has also studied at College of Marin and Regent University. Fran is also a licensed Real Estate agent.

Born and raised in Marin County, Fran now lives in Petaluma where she’s been since 1984. She has two grown children, a son and a daughter. In her spare time Fran enjoys being outdoors hiking, going to the beach, and working on her home’s interior design and garden.