Fran came to Ghirardo CPA in January 2008. Prior to joining the team she worked in Broker Approval for Homecomings Financial, a wholesale funding division of GMAC Mortgage. Fran has an AA from Santa Rosa Junior College, and is currently working toward finishing her Bachelor’s degree in Business Administration. Fran is also in the process of pursuing her CPA license. In addition, she is a licensed Real Estate agent.

Born and raised in Marin County, Fran now lives in Petaluma where she’s been since 1984. In her spare time Fran enjoys being outdoors hiking, going to the beach, attending her family’s sports events, spending time with her two kids and working on her home’s interior design and garden.