“Ghirardo CPA has made a world of difference in both my business and personal life.  They have provided me the tools to work smarter, and plan smarter.  The yearly tax planning meetings are productive and organized.  I have been a dentist for about 17 years, and a sole proprietor for the last 14.  It’s within these last three years [...]

“If this is the recovery, then I’m really in trouble”, a small business owner recently confided. Many small business owners can sympathize with that sentiment. While the stock market is up nearly 50% from March, unemployment is still growing and most importantly, sales are still down compared to last year. The good news is that [...]

Sound too good to be true? Here’s the real story….the Small Business Administration (SBA) is responding to the current economic recession with the recently announced ARC Loan Program. This loan program is designed to provide short term relief of up to $35,000 to small businesses facing an immediate financial hardship. Here are some of the [...]

Just recently we have seen signs that the economy may be stabilizing. The stock market is up over 20% from the low reached in mid-March, consumer confidence is on the rise and several major banks have reported stronger than expected first quarter results. We’re not out of the woods yet, but the signs are much [...]

Now that we have your attention, we would like to talk to you about liquidity and cash flow. In prior recessions, a business owner could pretty well predict how much their business would be impacted. Unfortunately, all bets are off with the current recession which has hit harder and is more far reaching than any [...]